How to Choose a Lease-to-Own Company in Stollings, WV
When choosing a lease-to-own company in Stollings, WV, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Stollings and Acima Leasing so you can find the right company for you.
Snap Finance in Stollings, WV vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Stollings, WV follow similar models. You shop at an approved Stollings retailer online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Stollings, WV will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Stollings, WV Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Stollings, WV retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Stollings, WV
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Stollings, WV retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Stollings and national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Stollings, WV or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Stollings, WV
Snap Finance and Acima Leasing both want to help shoppers in Stollings WV get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Stollings, WV, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Stollings, WV also need at least $750 in monthly income in an active checking account. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Stollings, WV, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Stollings, WV. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.