Choosing a Lease-to-Own Company in Point Pleasant, WV
When selecting a lease-to-own company in Point Pleasant, WV, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Point Pleasant and Acima Leasing so you can decide which company sounds best for you.
Snap Finance in Point Pleasant, WV vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most Point Pleasant, WV lease-to-own companies operate similarly. You shop at an approved Point Pleasant retailer online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Point Pleasant, WV will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Point Pleasant, WV?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Point Pleasant, WV. As a general rule of thumb, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Point Pleasant, WV
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local Point Pleasant, WV retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Point Pleasant and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Point Pleasant, WV or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Point Pleasant, WV
Both Snap Finance and Amica Leasing aim to help shoppers in Point Pleasant, WV with less-than-perfect credit get the items they need. Each company considers multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Point Pleasant, WV. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
For Acima Leasing in Point Pleasant, WV, you will also need an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Point Pleasant, WV Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Point Pleasant, WV shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.