Snap Finance in Huntington, WV or Acima Leasing: Which is Better for You?

You need a lease-to-own option in Huntington, WV — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Huntington, WV Lease-to-Own Companies

When comparing lease-to-own companies in Huntington, WV, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Huntington so you can decide which company sounds best for you.

Understanding How Snap Finance and Acima Leasing in Huntington, WV Work

Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Huntington, WV follow similar models. First, you pick from a list of approved Huntington retailers. Next, you shop online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

Once approved, shop for the eligible products you want to get, and Snap Finance in Huntington, WV or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!

What Can You Lease With Acima Leasing and Snap Finance in Huntington, WV?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Huntington, WV. Typically, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Huntington, WV

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Huntington, WV as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Huntington stores and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Huntington, WV stores near you.

Acima Leasing vs. Snap Finance Application and Requirements in Huntington, WV

Everyone in Huntington, WV deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.

To apply for Snap Finance in Huntington, WV, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.

With Acima Leasing, shoppers in Huntington, WV also need an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Huntington, WV? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in Huntington, WV. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.