How to Choose a Lease-to-Own Company in Fairmont, WV
When picking a lease-to-own company in Fairmont, WV, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Fairmont so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Fairmont, WV Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Fairmont, WV follow similar models. You shop in person or online at an approved Fairmont retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Fairmont, WV will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Fairmont, WV?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Fairmont, WV. Generally, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Fairmont, WV Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Fairmont, WV as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Fairmont businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Fairmont, WV, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Fairmont, WV?
Everyone in Fairmont, WV deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Fairmont, WV. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Fairmont, WV requires an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Fairmont, WV Lease-to-Own Company
Many shoppers across Fairmont, WV can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.