Comparing Acima Leasing and Snap Finance in Davis, WV

Seeking a lease-to-own solution in Davis, WV? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Davis, WV Lease-to-Own Companies

When picking a lease-to-own company in Davis, WV, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Davis so you can find the right company for you.

Snap Finance in Davis, WV vs. Acima Leasing: How They Work

Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Davis, WV follow similar models. You shop at an approved Davis retailer online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Davis, WV will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Can You Lease With Acima Leasing and Snap Finance in Davis, WV?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Davis, WV. Generally, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.

Acima Leasing vs. Snap Finance Stores in Davis, WV

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Davis, WV as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Davis stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Davis, WV or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Davis, WV

For shoppers in Davis, WV with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Davis, WV. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.

With Acima Leasing, shoppers in Davis, WV also need an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Acima Leasing or Snap Finance in Davis, WV, the Choice Is Yours

Acima Leasing and Snap Finance have a lot to offer shoppers in Davis, WV. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.