Comparing Acima Leasing and Snap Finance in Buckhannon, WV

Looking for a lease-to-own company in Buckhannon, WV? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing Your Buckhannon, WV Lease-to-Own Company

When comparing lease-to-own companies in Buckhannon, WV, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Buckhannon and Snap Finance so you can decide which company sounds best for you.

How Does Lease-to-Own in Buckhannon, WV Work?

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Buckhannon, WV follow similar models. You shop in person or online at an approved Buckhannon retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, select the eligible products you want, and Acima Leasing in Buckhannon, WV or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Buckhannon, WV?

The items you can shop for vary based on which Buckhannon, WV retailers are approved by Snap Finance or Acima Leasing. Generally, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Buckhannon, WV

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Buckhannon, WV businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Buckhannon stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Buckhannon, WV or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Buckhannon, WV?

For shoppers in Buckhannon, WV with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Buckhannon, WV. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.

With Acima Leasing, shoppers in Buckhannon, WV also need an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Buckhannon, WV Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Buckhannon, WV. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.