What to Look for in Bluefield, WV Lease-to-Own Companies
When picking a lease-to-own company in Bluefield, WV, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Bluefield and Acima Leasing so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Bluefield, WV
How do Acima Leasing and Snap Finance work? Most Bluefield, WV lease-to-own companies operate similarly. To start, you choose an approved retailer in Bluefield and shop in person or online. Then, you submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, shop for the eligible products you want to get, and Acima Leasing in Bluefield, WV or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Bluefield, WV?
The items you can shop for vary based on which Bluefield, WV retailers are approved by Snap Finance or Acima Leasing. Typically, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Bluefield, WV and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Bluefield, WV businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Bluefield and trusted name brands, including Ikea, Bestbuy, and Goodyear. Find stores near you in Bluefield, WV, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Bluefield, WV?
Both Snap Finance and Amica Leasing aim to help shoppers in Bluefield, WV with less-than-perfect credit get the items they need. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Bluefield, WV. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.
Acima Leasing in Bluefield, WV also requires an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Bluefield, WV Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Bluefield, WV. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.