Deciding Between Acima Leasing and Snap Finance in Barboursville, WV

Looking for a lease-to-own company in Barboursville, WV? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Barboursville, WV Lease-to-Own Company

When selecting a lease-to-own company in Barboursville, WV, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Barboursville and Snap Finance so you can find the right company for you.

Snap Finance in Barboursville, WV vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Barboursville, WV tend to work the same way. To start, you choose an approved retailer in Barboursville and shop in person or online. Then, you submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Barboursville, WV will purchase them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Barboursville, WV?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Barboursville, WV. As a general rule of thumb, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Barboursville, WV Snap Finance Stores vs. Acima Leasing

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Barboursville, WV as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Barboursville stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Barboursville, WV or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Barboursville, WV

Snap Finance and Amica Leasing are dedicated to helping Barboursville, WV shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Barboursville, WV. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.

Acima Leasing in Barboursville, WV also requires an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Barboursville, WV? Try Acima Leasing

Many shoppers across Barboursville, WV can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.