Choosing a Lease-to-Own Company in Seattle, WA
When comparing lease-to-own companies in Seattle, WA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Seattle and Acima Leasing so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Seattle, WA
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Seattle, WA tend to work the same way. You shop in person or online at an approved Seattle retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing in Seattle, WA or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Seattle, WA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Seattle, WA. Generally, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Seattle, WA Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Seattle, WA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Seattle stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Seattle, WA or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Seattle, WA?
For shoppers in Seattle, WA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Seattle, WA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
Acima Leasing in Seattle, WA also requires at least $750 in monthly income in an active checking account. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Seattle, WA Lease-to-Own Company
Many shoppers across Seattle, WA can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.