What to Look for in Washington, DC Lease-to-Own Companies
When comparing lease-to-own companies in Washington, DC, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Washington and Snap Finance so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Washington, DC
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Washington, DC follow similar models. To start, you choose an approved retailer in Washington and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, shop for the eligible products you want to get, and Acima Leasing in Washington, DC or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Washington, DC?
The items you can shop for vary based on which Washington, DC retailers are approved by Snap Finance or Acima Leasing. Generally, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Washington, DC and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Washington, DC and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Washington stores and national brands you love, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Washington, DC.
What’s Needed to Apply for Acima Leasing or Snap Finance in Washington, DC
Both Snap Finance and Amica Leasing support Washington, DC residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Washington, DC, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.
Acima Leasing in Washington, DC also requires an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Washington, DC Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Washington, DC. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.