Choosing a Lease-to-Own Company in Woodford, VA
When comparing lease-to-own companies in Woodford, VA, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Woodford so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Woodford, VA
How does Acima Leasing work? Or Snap Finance? Most Woodford, VA lease-to-own companies operate similarly. You shop in person or online at an approved Woodford retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, select the eligible products you want, and Acima Leasing in Woodford, VA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Woodford, VA?
The items you can shop for vary based on which Woodford, VA retailers are approved by Snap Finance or Acima Leasing. Usually, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Woodford, VA Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Woodford, VA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Woodford businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Woodford, VA stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Woodford, VA
Snap Finance and Amica Leasing are dedicated to helping Woodford, VA shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Woodford, VA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.
Acima Leasing in Woodford, VA also requires an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Woodford, VA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Woodford, VA. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.