Comparing Acima Leasing and Snap Finance in Woodbridge, VA

Looking for a lease-to-own company in Woodbridge, VA? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing a Lease-to-Own Company in Woodbridge, VA

When selecting a lease-to-own company in Woodbridge, VA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Woodbridge and Acima Leasing so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Woodbridge, VA Work

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Woodbridge, VA tend to work the same way. You shop in person or online at an approved Woodbridge retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Woodbridge, VA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Woodbridge, VA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Woodbridge, VA. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.

Woodbridge, VA and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Woodbridge, VA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.

Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Woodbridge and national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in Woodbridge, VA or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Woodbridge, VA?

Both Snap Finance and Amica Leasing support Woodbridge, VA residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Woodbridge, VA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.

With Acima Leasing, shoppers in Woodbridge, VA also need an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Woodbridge, VA

Many shoppers across Woodbridge, VA can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.