Lease-to-Own in Stuarts Draft, VA: Acima Leasing or Progressive Leasing?

Who do you go to for lease-to-own solutions in Stuarts Draft, VA? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Stuarts Draft, VA Lease-to-Own Companies

Lease-to-own can be a great solution when you need new electronics, furniture, tires, and other items but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Stuarts Draft, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Stuarts Draft, VA to guide you in deciding which company's store selection, requirements, and application process sound right for you.

Stuarts Draft Progressive Leasing vs. Acima Leasing: What’s the Process?

How do you lease-to-own with Progressive Leasing in Stuarts Draft, VA? What about Acima Leasing? They both have similar application steps. Shop at eligible Stuarts Draft stores, find the items you want, and fill out an application online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!

How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Stuarts Draft, you may be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Stuarts Draft vs. Acima Leasing?

Acima Leasing and Progressive Leasing in Stuarts Draft, VA might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Stuarts Draft, VA, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Stuarts Draft shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Progressive Leasing vs. Acima Leasing: Stuarts Draft, VA Stores

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing in Stuarts Draft allows you to shop at thousands of Stuarts Draft stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

Acima Leasing partners with more than 15,000 stores — both national and local. Shop the stores you trust, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Stuarts Draft, VA stores.

What Items Can I Lease in Stuarts Draft, VA with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Stuarts Draft, VA are quite similar. Generally, an eligible product must be durable, returnable, and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Progressive Leasing or Acima Leasing in Stuarts Draft, VA Right for You?

The decision of which Stuarts Draft, VA lease-to-own company to choose is entirely yours to make. The best option for you depends on approval requirements, which stores in Stuarts Draft you want to shop at, and the application process. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.