How to Choose a Lease-to-Own Company in Sterling, VA
When selecting a lease-to-own company in Sterling, VA, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Sterling and Acima Leasing so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Sterling, VA Work
How do Acima Leasing and Snap Finance work? Whichever Sterling, VA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Sterling retailers. Next, you shop online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, select the eligible products you want, and Acima Leasing or Snap Finance in Sterling, VA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Sterling, VA?
The items you can shop for in Sterling, VA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Sterling, VA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Sterling, VA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Sterling businesses to trusted name brands, including Asus, Purple, and Frigidaire. Find stores near you in Sterling, VA, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Sterling, VA?
Snap Finance and Acima Leasing both want to help shoppers in Sterling VA get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Sterling, VA, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Sterling, VA also need at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Sterling, VA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Sterling, VA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible retailers, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.