Choosing Your Staunton, VA Lease-to-Own Company
When choosing a lease-to-own company in Staunton, VA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Staunton and Snap Finance so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Staunton, VA
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Staunton, VA follow similar models. You shop in person or online at an approved Staunton retailer and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Staunton, VA will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Staunton, VA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Staunton, VA. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Staunton, VA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Staunton, VA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Staunton businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Staunton, VA.
What’s Needed to Apply for Acima Leasing or Snap Finance in Staunton, VA
For shoppers in Staunton, VA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Staunton, VA, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Staunton, VA also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Staunton, VA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Staunton, VA. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.