How to Choose a Lease-to-Own Company in Sandston, VA
When choosing a lease-to-own company in Sandston, VA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Sandston and Acima Leasing so you can find the right company for you.
How Does Lease-to-Own in Sandston, VA Work?
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Sandston, VA follow similar models. To start, you choose an approved retailer in Sandston and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Sandston, VA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Sandston, VA?
The items you can shop for vary based on which Sandston, VA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Sandston, VA Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Sandston, VA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Sandston businesses to trusted name brands, including Ikea, Bestbuy, and Goodyear. Find stores near you in Sandston, VA, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Sandston, VA
Snap Finance and Acima Leasing both want to help shoppers in Sandston VA get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Sandston, VA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.
Acima Leasing in Sandston, VA also requires an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Sandston, VA? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Sandston, VA. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.