Choosing Between Acima Leasing and Progressive Leasing in Ruckersville, VA

Who do you go to for lease-to-own solutions in Ruckersville, VA? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Ruckersville, VA?

Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Ruckersville, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Ruckersville, VA to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.

How Do Acima Leasing and Progressive Leasing in Ruckersville, VA Work?

How do you lease-to-own with Progressive Leasing in Ruckersville, VA? What about Acima Leasing? Applying with either company will look pretty similar. Browse at eligible Ruckersville retailers, select the items you want, and fill out an application online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. Easy-peasy!

How much shopping power can you get? Progressive Leasing's approval amount varies. With Acima Leasing in Ruckersville, you may be approved for up to $5,000!

Ruckersville Acima Leasing Requirements vs. Progressive Leasing Requirements

Acima Leasing and Progressive Leasing in Ruckersville, VA might follow similar application processes, but their leasing requirements differ. Progressive Leasing requires you to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

For Acima Leasing in Ruckersville, VA, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Ruckersville shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Where in Ruckersville Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Ruckersville stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.

Acima Leasing lets you choose from more than 15,000 stores — including national brands and local businesses. Shop at your favorite retailers, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out Acima Leasing's online retailers, or browse Ruckersville, VA stores.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Ruckersville, VA?

You'll find that Progressive Leasing and Acima Leasing in Ruckersville, VA  have similar leasable items. Generally, durable goods for personal or household use that can be returned are considered eligible. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Progressive Leasing or Acima Leasing in Ruckersville, VA Right for You?

The choice of lease-to-own company in Ruckersville, VA is entirely in your hands. You have to select the right fit for you based on the application process, approval requirements, and which Ruckersville stores you want to shop at. You can read customer reviews and download the apps to get a better feel for each company. Secure instant shopping power for the products you need today.