How to Choose a Lease-to-Own Company in Roanoke, VA
When choosing a lease-to-own company in Roanoke, VA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Roanoke and Snap Finance so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Roanoke, VA
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Roanoke, VA tend to work the same way. You shop at an approved Roanoke retailer online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Acima Leasing in Roanoke, VA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Roanoke, VA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Roanoke, VA. Usually, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Roanoke, VA Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Roanoke, VA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Roanoke stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Roanoke, VA or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Roanoke, VA
Snap Finance and Acima Leasing both want to help shoppers in Roanoke VA get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Roanoke, VA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Roanoke, VA requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Roanoke, VA? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Roanoke, VA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.