How to Choose a Lease-to-Own Company in Richmond, VA
When choosing a lease-to-own company in Richmond, VA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Richmond and Snap Finance so you can decide which company sounds best for you.
Snap Finance in Richmond, VA vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most Richmond, VA lease-to-own companies operate similarly. You shop in person or online at an approved Richmond retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Richmond, VA will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Richmond, VA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Richmond, VA. As a general rule of thumb, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Richmond, VA and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Richmond, VA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Richmond and national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Richmond, VA, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Richmond, VA?
Everyone in Richmond, VA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Richmond, VA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Richmond, VA also need an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Richmond, VA
Acima Leasing and Snap Finance are great options for Richmond, VA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.