Choosing Between Acima Leasing and Progressive Leasing in Richmond, VA

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Richmond, VA? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Richmond, VA Lease-to-Own Companies

Lease-to-own can be a great solution when you need new tires, appliances, furniture, and other items but are low on cash. With so many companies like Progressive Leasing in Richmond, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in Richmond, VA to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.

Richmond Progressive Leasing vs. Acima Leasing: What’s the Process?

How do you lease-to-own with Progressive Leasing in Richmond, VA? What about Acima Leasing? You can expect a similar application process for both. Shop at your favorite eligible stores in Richmond, choose the items you want, and apply online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. Easy-peasy!

How much shopping power can you get? Progressive Leasing's approval amount varies. With Acima Leasing in Richmond, you may be approved for up to $5,000!

Richmond Acima Leasing Requirements vs. Progressive Leasing Requirements

While Acima Leasing and Progressive Leasing in Richmond, VA have similar application processes, they have different requirements. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in Richmond, VA requires you to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Richmond with less-than-perfect credit. We use more than just your credit history when considering your application and determining your spending power.

Where in Richmond Can I Shop with Acima Leasing vs. Progressive Leasing?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Richmond and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. View stores near you in Richmond, VA, or browse Acima Leasing’s online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Richmond, VA?

You'll find that Progressive Leasing and Acima Leasing in Richmond, VA  have similar leasable items. Broadly speaking, eligible products include returnable, durable goods for household or personal use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Acima Leasing or Progressive Leasing the Best Richmond, VA Lease-to-Own Company?

The choice of lease-to-own company in Richmond, VA is entirely in your hands. The best option for you depends on the application process, approval requirements, and which Richmond stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Lease-to-own can help you get the products you need today.