How to Choose a Lease-to-Own Company in Pulaski, VA
When comparing lease-to-own companies in Pulaski, VA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Pulaski and Acima Leasing so you can find the right company for you.
How Does Lease-to-Own in Pulaski, VA Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Pulaski, VA follow similar models. You shop in person or online at an approved Pulaski retailer and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Pulaski, VA will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
Pulaski, VA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Pulaski, VA retailers are approved by Snap Finance or Acima Leasing. Usually, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Pulaski, VA
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Pulaski, VA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Pulaski and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Pulaski, VA or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Pulaski, VA?
Snap Finance and Acima Leasing both want to help shoppers in Pulaski VA get the items they need — even if they don't have perfect credit. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Pulaski, VA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Pulaski, VA also requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Pulaski, VA Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Pulaski, VA. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.