Comparing Acima Leasing and Snap Finance in Powhaton, VA

You need a lease-to-own option in Powhaton, VA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Powhaton, VA

When picking a lease-to-own company in Powhaton, VA, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Powhaton and Snap Finance so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Powhaton, VA

Are there any differences in how Snap Finance and Acima Leasing work? Most Powhaton, VA lease-to-own companies operate similarly. You shop in person or online at an approved Powhaton retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Powhaton, VA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Powhaton, VA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Powhaton, VA. Typically, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.

Powhaton, VA and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Powhaton, VA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Powhaton and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Powhaton, VA, or check out our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Powhaton, VA

Snap Finance and Amica Leasing are dedicated to helping Powhaton, VA shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.

For Snap Finance, you must be old enough to legally enter into a contract in Powhaton, VA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Powhaton, VA requires an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Acima Leasing or Snap Finance in Powhaton, VA, the Choice Is Yours

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Powhaton, VA. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.