Choosing a Lease-to-Own Company in Portsmouth, VA
When selecting a lease-to-own company in Portsmouth, VA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Portsmouth so you can determine which company is right for you.
How Does Lease-to-Own in Portsmouth, VA Work?
How does Acima Leasing work? Or Snap Finance? Most Portsmouth, VA lease-to-own companies operate similarly. You shop at an approved Portsmouth retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Acima Leasing in Portsmouth, VA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Portsmouth, VA?
The items you can shop for in Portsmouth, VA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Portsmouth, VA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Portsmouth, VA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Portsmouth and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Portsmouth, VA or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Portsmouth, VA?
Snap Finance and Acima Leasing both want to help shoppers in Portsmouth VA get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Portsmouth, VA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
Acima Leasing in Portsmouth, VA also requires an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Portsmouth, VA
Acima Leasing and Snap Finance are great options for Portsmouth, VA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.