Choosing a Lease-to-Own Company in Petersburg, VA
When picking a lease-to-own company in Petersburg, VA, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Petersburg so you can find the right company for you.
How Does Lease-to-Own in Petersburg, VA Work?
How does Snap Finance work? Or Acima Leasing? Most Petersburg, VA lease-to-own companies operate similarly. First, you pick from a list of approved Petersburg retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing in Petersburg, VA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Petersburg, VA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Petersburg, VA. Generally, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Petersburg, VA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Petersburg, VA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Petersburg businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Petersburg, VA or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Petersburg, VA
Both Snap Finance and Amica Leasing support Petersburg, VA residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Petersburg, VA, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Petersburg, VA also need an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Petersburg, VA? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Petersburg, VA. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.