Choosing a Lease-to-Own Company in North Dinwiddie, VA
When choosing a lease-to-own company in North Dinwiddie, VA, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in North Dinwiddie so you can decide which company sounds best for you.
How Does Lease-to-Own in North Dinwiddie, VA Work?
How does Snap Finance work? Or Acima Leasing? Most North Dinwiddie, VA lease-to-own companies operate similarly. You shop in person or online at an approved North Dinwiddie retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in North Dinwiddie, VA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in North Dinwiddie, VA?
The items you can shop for in North Dinwiddie, VA depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
North Dinwiddie, VA Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in North Dinwiddie, VA as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small North Dinwiddie businesses to trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in North Dinwiddie, VA, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in North Dinwiddie, VA?
Everyone in North Dinwiddie, VA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in North Dinwiddie, VA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in North Dinwiddie, VA also need an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in North Dinwiddie, VA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for North Dinwiddie, VA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.