Choosing a Lease-to-Own Company in North Chesterfield, VA
When selecting a lease-to-own company in North Chesterfield, VA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in North Chesterfield so you can find the right company for you.
How Does Lease-to-Own in North Chesterfield, VA Work?
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in North Chesterfield, VA follow similar models. To start, you choose an approved retailer in North Chesterfield and shop in person or online. Then, you submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Acima Leasing or Snap Finance in North Chesterfield, VA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in North Chesterfield, VA?
The items you can shop for in North Chesterfield, VA depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
North Chesterfield, VA Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local North Chesterfield, VA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in North Chesterfield and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find North Chesterfield, VA stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in North Chesterfield, VA
Both Snap Finance and Amica Leasing aim to help shoppers in North Chesterfield, VA with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in North Chesterfield, VA, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in North Chesterfield, VA also need an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your North Chesterfield, VA Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in North Chesterfield, VA. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.