How to Choose a Lease-to-Own Company in Manassas, VA
When comparing lease-to-own companies in Manassas, VA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Manassas and Acima Leasing so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Manassas, VA Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Manassas, VA lease-to-own companies operate similarly. You shop at an approved Manassas retailer online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Manassas, VA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Manassas, VA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Manassas, VA. As a general rule of thumb, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Manassas, VA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Manassas, VA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Manassas stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Manassas, VA.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Manassas, VA?
Both Snap Finance and Amica Leasing aim to help shoppers in Manassas, VA with less-than-perfect credit get the items they need. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Manassas, VA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Manassas, VA also need at least $750 in monthly income in an active checking account. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Manassas, VA
Many shoppers across Manassas, VA can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on the stores they partner with, lease-to-own process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.