Lease-to-Own in Lynchburg, VA: Acima Leasing or Progressive Leasing?

Who do you go to for lease-to-own solutions in Lynchburg, VA? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Lynchburg, VA Lease-to-Own Companies

Lease-to-own can be helpful when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. With so many companies like Progressive Leasing in Lynchburg, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in Lynchburg, VA so you can decide which company offers the requirements, store selection, and application process that fits your needs.

Lynchburg Progressive Leasing vs. Acima Leasing: What’s the Process?

How do you lease-to-own with Progressive Leasing in Lynchburg, VA? What about Acima Leasing? They both have similar application steps. Browse at eligible Lynchburg retailers, choose the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It’s that easy!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Lynchburg, you can be approved for up to $5,000!

Lynchburg Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While Acima Leasing and Progressive Leasing in Lynchburg, VA have similar application processes, they have different requirements. For Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing applicants in Lynchburg, VA need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Lynchburg shoppers with less-than-great credit. We consider more than just your credit history when reviewing your application.

Progressive Leasing vs. Acima Leasing: Lynchburg, VA Stores

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing in Lynchburg allows you to shop at thousands of Lynchburg stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing partners with more than 15,000 stores — including national brands and local businesses. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Lynchburg, VA stores.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Lynchburg, VA?

The rules for leasable items at Acima Leasing and Progressive Leasing in Lynchburg, VA are quite similar. In general, eligible products include returnable, durable goods for household or personal use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Lynchburg, VA?

Determining the right lease-to-own company in Lynchburg, VA is a personal choice we can't make for you. The best option for you depends on approval requirements, which stores in Lynchburg you want to shop at, and the application process. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.