Choosing Your Hopewell, VA Lease-to-Own Company
When choosing a lease-to-own company in Hopewell, VA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Hopewell so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Hopewell, VA Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Hopewell, VA follow similar models. You shop in person or online at an approved Hopewell retailer and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Snap Finance in Hopewell, VA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Hopewell, VA?
The items you can shop for in Hopewell, VA depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Hopewell, VA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Hopewell, VA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Hopewell stores and national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Hopewell, VA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Hopewell, VA?
Snap Finance and Acima Leasing both want to help shoppers in Hopewell VA get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Hopewell, VA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Hopewell, VA also need an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Hopewell, VA, the Choice Is Yours
Many shoppers across Hopewell, VA can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.