Choosing Your Henrico, VA Lease-to-Own Company
When choosing a lease-to-own company in Henrico, VA, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Henrico and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Henrico, VA Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Henrico, VA lease-to-own companies operate similarly. First, you pick from a list of approved Henrico retailers. Next, you shop online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Acima Leasing in Henrico, VA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Henrico, VA?
The items you can shop for in Henrico, VA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Henrico, VA and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Henrico, VA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Henrico and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Henrico, VA or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Henrico, VA?
Everyone in Henrico, VA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Henrico, VA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Henrico, VA also requires an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Henrico, VA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Henrico, VA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.