Acima Leasing or Progressive Leasing in Fredericksburg, VA?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Fredericksburg, VA? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Fredericksburg, VA Lease-to-Own Companies

Lease-to-own can be a great solution when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. With so many companies like Progressive Leasing in Fredericksburg, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Fredericksburg, VA to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.

Fredericksburg Progressive Leasing vs. Acima Leasing: What’s the Process?

How does Acima Leasing work in Fredericksburg, VA? What about Progressive Leasing? They both have similar application steps. Shop at eligible retailers in Fredericksburg, pick out the items you want, and complete an application in-store or online. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!

What's your shopping power? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Fredericksburg, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Fredericksburg vs. Acima Leasing?

While the application processes for Acima Leasing and Progressive Leasing in Fredericksburg, VA are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

For Acima Leasing in Fredericksburg, VA, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Fredericksburg with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing: What Fredericksburg Stores Are Eligible?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Fredericksburg and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Before you start shopping, double-check their approved stores in your area.

Acima Leasing lets you choose from more than 15,000 stores — both local and nationwide. Shop the stores you trust, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. View stores near you in Fredericksburg, VA, or browse Acima Leasing’s online retailers.

What Items Can I Lease in Fredericksburg, VA with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Fredericksburg, VA are quite similar. In general, eligible products include returnable, durable goods for household or personal use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Right for You: Progressive Leasing or Acima Leasing in Fredericksburg, VA?

The choice of lease-to-own company in Fredericksburg, VA is entirely in your hands. The best option for you depends on approval requirements, which stores in Fredericksburg you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.