Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Fairfax, VA

You need a lease-to-own option in Fairfax, VA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Fairfax, VA Lease-to-Own Company

When selecting a lease-to-own company in Fairfax, VA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Fairfax so you can find the right company for you.

How Does Lease-to-Own in Fairfax, VA Work?

How does Snap Finance work? Or Acima Leasing? Most Fairfax, VA lease-to-own companies operate similarly. To start, you choose an approved retailer in Fairfax and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Fairfax, VA or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Fairfax, VA?

The items you can shop for in Fairfax, VA depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.

Fairfax, VA Snap Finance Stores vs. Acima Leasing

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Fairfax, VA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Fairfax stores and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Fairfax, VA or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Fairfax, VA?

Snap Finance and Acima Leasing both want to help shoppers in Fairfax VA get the items they need — even if they don't have perfect credit. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Fairfax, VA. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Fairfax, VA requires an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Looking for Companies Like Snap Finance in Fairfax, VA? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Fairfax, VA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.