Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Dulles, VA

Seeking a lease-to-own solution in Dulles, VA? We compare Acima Leasing and Snap Finance to help guide your decision

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Dulles, VA Lease-to-Own Companies

When selecting a lease-to-own company in Dulles, VA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Dulles so you can find the right company for you.

Understanding How Snap Finance and Acima Leasing in Dulles, VA Work

Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Dulles, VA follow similar models. You shop at an approved Dulles retailer online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Dulles, VA or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Dulles, VA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Dulles, VA. Usually, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

Dulles, VA and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Dulles, VA as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Dulles and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Dulles, VA or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Dulles, VA

Snap Finance and Amica Leasing are dedicated to helping Dulles, VA shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Dulles, VA. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Dulles, VA requires an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Dulles, VA Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Dulles, VA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.