How to Choose a Lease-to-Own Company in Colonial Heights, VA
When selecting a lease-to-own company in Colonial Heights, VA, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Colonial Heights so you can find the right company for you.
Snap Finance in Colonial Heights, VA vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Whichever Colonial Heights, VA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Colonial Heights and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Colonial Heights, VA will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Colonial Heights, VA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Colonial Heights, VA. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Colonial Heights, VA
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Colonial Heights, VA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Colonial Heights stores and the big brands you know, including Asus, Purple, and Frigidaire. Get started today at a store near you in Colonial Heights, VA or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Colonial Heights, VA?
Snap Finance and Amica Leasing are dedicated to helping Colonial Heights, VA shoppers get the items they need — regardless of credit score. Each company considers multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Colonial Heights, VA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
Acima Leasing in Colonial Heights, VA also requires an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Colonial Heights, VA Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Colonial Heights, VA. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.