What to Look for in Chester, VA Lease-to-Own Companies
When comparing lease-to-own companies in Chester, VA, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Chester so you know which company is your best fit.
How Does Lease-to-Own in Chester, VA Work?
How does Acima Leasing work? Or Snap Finance? Most Chester, VA lease-to-own companies operate similarly. You shop in person or online at an approved Chester retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Chester, VA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Chester, VA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Chester, VA. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Chester, VA
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Chester, VA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Chester businesses to national brands you trust, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Chester, VA.
Acima Leasing vs. Snap Finance Application and Requirements in Chester, VA
Both Snap Finance and Amica Leasing aim to help shoppers in Chester, VA with less-than-perfect credit get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Chester, VA, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Chester, VA requires an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Chester, VA
Acima Leasing and Snap Finance are great options for Chester, VA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.