Choosing a Lease-to-Own Company in Centreville, VA
When selecting a lease-to-own company in Centreville, VA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Centreville and Snap Finance so you can determine which company is right for you.
Snap Finance in Centreville, VA vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Whichever Centreville, VA lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Centreville retailer online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Centreville, VA or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Centreville, VA?
The items you can shop for in Centreville, VA depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Centreville, VA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Centreville, VA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Centreville and national brands you trust, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Centreville, VA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Centreville, VA
Snap Finance and Amica Leasing are dedicated to helping Centreville, VA shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Centreville, VA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Centreville, VA also requires at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Centreville, VA
Acima Leasing and Snap Finance have a lot to offer shoppers in Centreville, VA. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.