Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Blackstone, VA

You’re ready to shop with help from a lease-to-own company in Blackstone, VA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Blackstone, VA

When picking a lease-to-own company in Blackstone, VA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Blackstone so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Blackstone, VA

How does Snap Finance work? Or Acima Leasing? Whichever Blackstone, VA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Blackstone retailers. Next, you shop online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, shop for the eligible products you want to get, and Acima Leasing in Blackstone, VA or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Blackstone, VA?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Blackstone, VA. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Blackstone, VA

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Blackstone, VA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Blackstone businesses to national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Blackstone, VA, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Blackstone, VA?

For shoppers in Blackstone, VA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points during application review. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Blackstone, VA. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.

With Acima Leasing, shoppers in Blackstone, VA also need an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Looking for Companies Like Snap Finance in Blackstone, VA? Try Acima Leasing

Many shoppers across Blackstone, VA can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.