Choosing a Lease-to-Own Company in Blacksburg, VA
When picking a lease-to-own company in Blacksburg, VA, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Blacksburg and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Blacksburg, VA Work?
How does Acima Leasing work? Or Snap Finance? Whichever Blacksburg, VA lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Blacksburg retailer online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Blacksburg, VA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Blacksburg, VA?
The items you can shop for vary based on which Blacksburg, VA retailers are approved by Snap Finance or Acima Leasing. Typically, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Blacksburg, VA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Blacksburg, VA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Blacksburg and trusted name brands, including Asus, Purple, and Frigidaire. Find stores near you in Blacksburg, VA, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Blacksburg, VA?
Snap Finance and Amica Leasing are dedicated to helping Blacksburg, VA shoppers get the items they need — regardless of credit score. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Blacksburg, VA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Blacksburg, VA also requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Blacksburg, VA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Blacksburg, VA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.