Snap Finance in Arlington, VA or Acima Leasing: Which is Better for You?

Seeking a lease-to-own solution in Arlington, VA? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Arlington, VA Lease-to-Own Company

When selecting a lease-to-own company in Arlington, VA, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Arlington and Snap Finance so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Arlington, VA Work

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Arlington, VA follow similar models. To start, you choose an approved retailer in Arlington and shop in person or online. Then, you apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Arlington, VA will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Items Can You Get With Acima Leasing or Snap Finance in Arlington, VA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Arlington, VA. Typically, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Arlington, VA

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Arlington, VA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Arlington businesses to trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Arlington, VA or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Arlington, VA?

Everyone in Arlington, VA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Arlington, VA. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Arlington, VA requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Looking for Companies Like Snap Finance in Arlington, VA? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in Arlington, VA. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.