Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Annandale, VA

Seeking a lease-to-own solution in Annandale, VA? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Annandale, VA

When comparing lease-to-own companies in Annandale, VA, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Annandale and Acima Leasing so you can determine which company is right for you.

How Does Lease-to-Own in Annandale, VA Work?

How does Acima Leasing work? Or Snap Finance? Whichever Annandale, VA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Annandale retailers. Next, you shop online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, select the eligible products you want, and Acima Leasing in Annandale, VA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Can You Lease With Acima Leasing and Snap Finance in Annandale, VA?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Annandale, VA. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Annandale, VA

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Annandale, VA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Annandale and national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in Annandale, VA or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Annandale, VA?

For shoppers in Annandale, VA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Annandale, VA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Annandale, VA requires at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Annandale, VA Lease-to-Own Company

Many shoppers across Annandale, VA can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible stores, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.