Choosing Your San Antonio, TX Lease-to-Own Company
When comparing lease-to-own companies in San Antonio, TX, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in San Antonio so you know which company is your best fit.
Snap Finance in San Antonio, TX vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Most San Antonio, TX lease-to-own companies operate similarly. You shop at an approved San Antonio retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in San Antonio, TX or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in San Antonio, TX?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in San Antonio, TX. Generally, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in San Antonio, TX
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in San Antonio, TX and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local San Antonio stores and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in San Antonio, TX or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in San Antonio, TX
For shoppers in San Antonio, TX with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in San Antonio, TX. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.
Acima Leasing in San Antonio, TX also requires an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in San Antonio, TX, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in San Antonio, TX. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.