Choosing Your Waverly, TN Lease-to-Own Company
When choosing a lease-to-own company in Waverly, TN, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Waverly so you can decide which company sounds best for you.
How Does Lease-to-Own in Waverly, TN Work?
How do Acima Leasing and Snap Finance work? Whichever Waverly, TN lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Waverly retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Waverly, TN will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Waverly, TN?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Waverly, TN. As a general rule of thumb, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Waverly, TN Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Waverly, TN as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Waverly and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Waverly, TN stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Waverly, TN
Snap Finance and Acima Leasing both want to help shoppers in Waverly TN get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Waverly, TN. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Waverly, TN requires at least $750 in monthly income in an active checking account. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Waverly, TN
Acima Leasing and Snap Finance are great options for Waverly, TN shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.