How to Choose a Lease-to-Own Company in Taft, TN
When selecting a lease-to-own company in Taft, TN, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Taft and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Taft, TN Work?
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Taft, TN tend to work the same way. To start, you choose an approved retailer in Taft and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, select the eligible products you want, and Snap Finance in Taft, TN or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Taft, TN Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Taft, TN depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Taft, TN Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Taft, TN and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Taft and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Taft, TN, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Taft, TN?
Both Snap Finance and Amica Leasing support Taft, TN residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Taft, TN. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Taft, TN requires an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Taft, TN? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Taft, TN. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.