Choosing Between Acima Leasing and Progressive Leasing in Sparta, TN

Looking to lease-to-own in Sparta, TN but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

See Locations by Category

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

Comparing Lease-to-Own Companies in Sparta, TN

Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but lack the funds. You have your choice of companies like Progressive Leasing in Sparta, but how do you know which one to go with? Let's compare Acima Leasing in Sparta, TN against Progressive Leasing to guide you in deciding which company has the best application process, store selection, and requirements for you.

How Do Acima Leasing and Progressive Leasing in Sparta, TN Work?

How does Progressive Leasing work in Sparta, TN? And how does Acima Leasing work? Applying with either company will look pretty similar. Shop at eligible retailers in Sparta, select the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Sparta, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Sparta vs. Acima Leasing?

Acima Leasing and Progressive Leasing in Sparta, TN might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

To lease-to-own with Acima Leasing in Sparta, TN, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Sparta shoppers with less-than-great credit. We consider more than just your credit history when reviewing your application.

Acima Leasing vs. Progressive Leasing: What Sparta Stores Are Eligible?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Sparta stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing partners with more than 15,000 stores — both local and nationwide. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out which stores are eligible in Sparta, TN, or view Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Sparta, TN?

Progressive Leasing and Acima Leasing in Sparta, TN consider the same items leasable. Broadly speaking, eligible products include returnable, durable goods for household or personal use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Right for You: Progressive Leasing or Acima Leasing in Sparta, TN?

The choice of lease-to-own company in Sparta, TN is entirely in your hands. To choose the right fit, consider which Sparta retailers you want to shop at, the application process, and approval requirements. To gain more insight into each company, download the apps and read customer reviews. Get instant shopping power for the items you need today.