Snap Finance in Soddy Daisy, TN or Acima Leasing: Which is Better for You?

You’re ready to shop with help from a lease-to-own company in Soddy Daisy, TN. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Soddy Daisy, TN

When comparing lease-to-own companies in Soddy Daisy, TN, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Soddy Daisy and Snap Finance so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Soddy Daisy, TN Work

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Soddy Daisy, TN lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Soddy Daisy and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Soddy Daisy, TN will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Soddy Daisy, TN?

The items you can shop for vary based on which Soddy Daisy, TN retailers are approved by Snap Finance or Acima Leasing. Usually, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in Soddy Daisy, TN

What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Soddy Daisy, TN businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Soddy Daisy businesses to the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Soddy Daisy, TN stores near you.

Acima Leasing vs. Snap Finance Application and Requirements in Soddy Daisy, TN

For shoppers in Soddy Daisy, TN with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Soddy Daisy, TN. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.

For Acima Leasing in Soddy Daisy, TN, you will also need an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Soddy Daisy, TN

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Soddy Daisy, TN. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.