Lease-to-Own in Smyrna, TN: Acima Leasing or Progressive Leasing?

Looking to lease-to-own in Smyrna, TN but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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How Do I Choose Between Lease-to-Own Companies in Smyrna, TN?

Lease-to-own can save the day when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. With so many companies like Progressive Leasing in Smyrna, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Smyrna, TN so you can figure out which company has the application process, requirements, and store selection that sounds best for you.

Smyrna Progressive Leasing vs. Acima Leasing: How They Work

How does Acima Leasing work in Smyrna, TN? What about Progressive Leasing? You can expect a similar application process for both. Browse at eligible Smyrna retailers, choose the items you want, and fill out an application online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It’s that easy!

How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Smyrna, you may be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Smyrna vs. Acima Leasing?

While Acima Leasing and Progressive Leasing in Smyrna, TN have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing in Smyrna, TN requires you to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Are you shopping in Smyrna with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing Stores in Smyrna, TN

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing in Smyrna allows you to shop at thousands of Smyrna stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.

Acima Leasing partners with more than 15,000 stores — including local businesses and nationwide brands. Shop at your favorite retailers, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Smyrna, TN, or view Acima Leasing's online retailers.

What Items Can I Lease in Smyrna, TN with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Smyrna, TN are quite similar. Broadly speaking, durable goods for personal or household use that can be returned are considered eligible. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Better: Acima Leasing or Progressive Leasing in Smyrna, TN?

Determining the right lease-to-own company in Smyrna, TN is a personal choice we can't make for you. You have to select the right fit for you based on the application process, approval requirements, and which Smyrna stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get instant shopping power for the items you need today.