Choosing Your Shelbyville, TN Lease-to-Own Company
When choosing a lease-to-own company in Shelbyville, TN, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Shelbyville and Acima Leasing so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Shelbyville, TN
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Shelbyville, TN tend to work the same way. You shop in person or online at an approved Shelbyville retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Shelbyville, TN or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Shelbyville, TN?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Shelbyville, TN. As a general rule of thumb, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Shelbyville, TN and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Shelbyville, TN retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Shelbyville businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Shelbyville, TN stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Shelbyville, TN
Snap Finance and Amica Leasing are dedicated to helping Shelbyville, TN shoppers get the items they need — regardless of credit score. Each company considers multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Shelbyville, TN. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Shelbyville, TN also need an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Shelbyville, TN Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Shelbyville, TN. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.