Deciding Between Acima Leasing and Snap Finance in Sevierville, TN

Seeking a lease-to-own solution in Sevierville, TN? We compare Acima Leasing and Snap Finance to help guide your decision

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Sevierville, TN

When selecting a lease-to-own company in Sevierville, TN, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Sevierville and Snap Finance so you can find the right company for you.

How Does Lease-to-Own in Sevierville, TN Work?

Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Sevierville, TN follow similar models. You shop at an approved Sevierville retailer online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Sevierville, TN will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

Sevierville, TN Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for vary based on which Sevierville, TN retailers are approved by Snap Finance or Acima Leasing. Typically, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.

Sevierville, TN and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Sevierville, TN as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Sevierville and national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Sevierville, TN, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Sevierville, TN?

Both Snap Finance and Amica Leasing support Sevierville, TN residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Sevierville, TN, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.

With Acima Leasing, shoppers in Sevierville, TN also need an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Acima Leasing or Snap Finance in Sevierville, TN, the Choice Is Yours

Acima Leasing and Snap Finance are great options for Sevierville, TN shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible retailers, lease-to-own process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.