Lease-to-Own in Ripley, TN: Acima Leasing or Progressive Leasing?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Ripley, TN? We compare both options so you have all the info needed to make a decision.

See Locations by Category

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

Selecting a Lease-to-Own Company in Ripley, TN

Lease-to-own can be helpful when you need new furniture, electronics, appliances, and other goods but don't have the cash to purchase them outright. With so many companies like Progressive Leasing in Ripley, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in Ripley, TN to help you determine which company has the best application process, store selection, and requirements for you.

Ripley Progressive Leasing vs. Acima Leasing: How They Work

How does Progressive Leasing work in Ripley, TN? And how does Acima Leasing work? You can expect a similar application process for both. Shop at your favorite eligible stores in Ripley, pick out the items you want, and fill out an application online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It’s that easy!

How much shopping power can you get? Progressive Leasing's approval amount varies. With Acima Leasing in Ripley, you may be approved for up to $5,000!

Ripley Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

Acima Leasing and Progressive Leasing in Ripley, TN might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing applicants in Ripley, TN need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Acima Leasing and Progressive Leasing both help shoppers in Ripley who have less-than-stellar credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing: What Ripley Stores Are Eligible?

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing in Ripley allows you to shop at thousands of Ripley stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing has more than 15,000 eligible stores — including national brands and local businesses. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Ripley, TN, or view Acima Leasing's online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Ripley, TN?

Acima Leasing and Progressive Leasing in Ripley, TN follow similar guidelines for leasable items. Typically, durable goods for personal or household use that can be returned are considered eligible. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Progressive Leasing or Acima Leasing in Ripley, TN Right for You?

The decision of which Ripley, TN lease-to-own company to choose is entirely yours to make. To choose the right fit, consider the application process, approval requirements, and which Ripley stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get instant shopping power for the items you need today.