Deciding Between Acima Leasing and Snap Finance in Powell, TN

Seeking a lease-to-own solution in Powell, TN? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Powell, TN Lease-to-Own Company

When choosing a lease-to-own company in Powell, TN, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Powell and Snap Finance so you know which company is your best fit.

Snap Finance in Powell, TN vs. Acima Leasing: How They Work

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Powell, TN tend to work the same way. First, you pick from a list of approved Powell retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, shop for the eligible products you want to get, and Snap Finance in Powell, TN or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Powell, TN?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Powell, TN. Usually, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.

Powell, TN and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Powell, TN and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Powell and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Powell, TN, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Powell, TN

Both Snap Finance and Amica Leasing aim to help shoppers in Powell, TN with less-than-perfect credit get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Powell, TN, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Powell, TN requires an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Powell, TN Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Powell, TN shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.